Federal Deposit
Insurance Corporation

From: Sharon Barnes [mailto:srbarnes@glade.net]
Sent: Wednesday, October 20, 2004 5:45 AM
To: Comments
Subject: RIN 3064-AC50

I would like to express my opposition to the proposed rules change by the FDIC to decrease the CRA obligations to banks. In a small community such as ours the reinvestment by our local banks is extremely important to our community development. Without this partnership we would be severely challenged. Many bankers understand this need because a healthy community economy means a healthy and prosperous bank but when that understanding is not the law is very important.

Sharon Barnes, Executive Director
Groesbeck EDC
401 W. Navasota St.
Groesbeck, TX 76642
254-729-5375 Phone
254-729-8155 Fax