Federal Deposit
Insurance Corporation

Harrisburg (PA) Housing Authority and Resident Council

From: LeRoy Robinson Jr. [mailto:leroyr@harrisburghousing.org]
Sent: Wednesday, October 20, 2004 11:52 AM
To: Comments
Subject: RE: RIN 3064-ESS

Dear Mr. Feldman:

The Harrisburg Housing Authority and Resident Council urges you to withdraw the proposal of the Federal Deposit Insurance Corporation
to quadruple (to $1 billion) the minimum asset size for applying the full Community Reinvestment Act exam to state chartered
non-member banks.

As a provider of housing for low-income residents, we know that CRA has been instrumental in increasing homeownership opportunities
and boosting economic development in low and moderate income communities.

We want all banks to be required to have a continuing affirmative obligation to serve the financial needs of their local communities.

Sincerely,

The Harrisburg Housing Authority and Resident Council
351 Chestnut St.
Harrisburg, Pa