Federal Deposit
Insurance Corporation

From: Mysterious MoonDaughter [mailto:blueskies_n_sunnydays@hotmail.com]
Sent: Wednesday, October 20, 2004 12:14 PM
To: Comments
Cc: blueskies_n_sunnydays@hotmail.com
Subject: Community Reinvestment -- RIN 3064-AC50

To whom it may concern,

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities, with detrimental effects.

Thank you for your time & attention to my comments.

Karene A. Thames

Kat(Jahguides)