Federal Deposit
Insurance Corporation

From: Amy Glover [mailto:aglover@shnny.org]
Sent: Wednesday, October 20, 2004 12:33 PM
To: Comments
Subject: SPAM::Community Reinvestment -- RIN 3064-AC50

I absolutely oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities. I believe that all banks and corporations that can afford to reinvest in low-income communities should, and any bank with assests of $250 million can certainly afford it. Human service providers should not be the only ones with the responsibility of helping communities in need. Everyone is responsible. That's what it means to live in the world, and not on it.