Federal Deposit
Insurance Corporation

From: Bonner McAllester [mailto:bmca@berkshire.net]
Sent: Wednesday, October 20, 2004 12:59 PM
To: Comments
Subject: 3064-AC50

To Whom it May Concern:

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined assmall banks under the Community Reinvestment Act. This policy would reduce lending investments and services in low-income communities.

Thank you.

Sincerely,
Bonner J. McAllester
P.O. Box 332
Monterey, MA 01245
413-528-9385