Federal Deposit
Insurance Corporation

From: Ashley Coates [mailto:ashleyaoc@hotmail.com]
Sent: Saturday, October 16, 2004 12:02 AM
To: Comments
Subject: SPAM::Community Reinvestment 12 CFR Part 345

As a supporter of affordable housing for lower-income families, I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Ashley Coates
Moraga CA 94556