Federal Deposit
Insurance Corporation

From: Madeline Hirschland [mailto:MHirschland@compuserve.com]
Sent: Sunday, October 17, 2004 6:18 AM
To: Comments
Subject: Against RIN 3064-AC50

Madeline Hirschland
1228 E. Maxwell Lane
Bloomington, IN 47401
(812) 339-7303

Robert E. Feldman
Executive Secretary
Attention: Comments/Legal ISS
Federal Deposit Insurance Corporation
550 17th Street, NW
Washington, DC 20429-9990.
Re: RIN 3064-AC50

Gentlemen

Regarding RIN 3064-AC50:

I strongly oppose the proposed rule changing the Community Reinvestment Act regulations. In my opinion, it will strongly undermine low and moderate income communities by exempting most banks from affirmative lending.

I urge you not to adopt this rule.

Respectfully,

Madeline Hirschland
1228 E. Maxwell Lane
Bloomington, IN 47401