Federal Deposit
Insurance Corporation

From: Valorie Rockney [mailto:vrockney@ecovillage.ithaca.ny.us]
Sent: Sunday, October 17, 2004 7:24 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose allowing banks with assets greater than $250 million to be considered small banks under the Community Reinvestment Act. The proposed change would result in cutbacks of investments and lending in low- and moderate- income areas.

Thanks for providing the opportunity for citizen comments.

Valorie Rockney