Federal Deposit
Insurance Corporation

From: Jeaniechm@aol.com [mailto:Jeaniechm@aol.com]
Sent: Sunday, October 17, 2004 1:53 PM
To: Comments
Subject: RIN 3064-AC50:

"I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities."

MJ and Elaine Hagedorn
1657 Beaver Ave
Des Moines, Iowa 50310