Federal Deposit
Insurance Corporation

From: trudes [mailto:trudes@pacbell.net]
Sent: Sunday, October 17, 2004 3:33 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Trudy C. Kilian
2621 Northridge Drive
Placerville, Ca 95667
530-622-6400