Federal Deposit
Insurance Corporation

From: Ruth E Doane [mailto:ruthdoane@juno.com]
Sent: Sunday, October 17, 2004 10:40 PM
To: Comments
Subject: RIN 3046-AC5

Robert E. Feldman
Executive Secretary
Attention: Comments/Legal ISS
Federal Deposit Insurance Corporation

Re: RIN 3064-AC5

Dear Mr. Feldman,

I strongly oppose the proposed rule changing the Community Reinvestment regulations. Changing CRA will undermine rural communities in my opinion. Since I live in a small rural community I am well aware of how fragile the entire economic situation. So I ask you to please not adopt this rule.

Sincerely,
Ruth Ellen Doane, S.P.
Bloomfield, Iowa