Federal Deposit
Insurance Corporation

From: Charles Wilcox [mailto:charlie.wilcox@checkspring.com]
Sent: Friday, October 15, 2004 12:45 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

Personae:

I am writing to strongly voice my opposition to raising the streamlined exam limits to such a large extent. During a period of mixed economic results, and when bank profits are not threatened, the current CRA thresholds do not need to be changed.
Thank you for your attention

-Charles Wilcox
President,
CheckSpring