Federal Deposit
Insurance Corporation

From: Karla Bower [mailto:BowerK@albemarle.org]
Sent: Thursday, October 14, 2004 3:50 PM
To: Comments
Subject: Community Reinvestment Act

I oppose the FDIC's proposal to allow banks with assets above $250 million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services in low-income
communities.

K. D. Bower