Federal Deposit
Insurance Corporation

From: Rachquel Clark [mailto:Rachquel.Clark@dhs.state.nj.us]
Sent: Thursday, October 14, 2004 2:09 PM
To: Comments
Subject: Bank regulations

I oppose the FDIC's proposal to allow banks with assets above
$250 million to be examined as small banks under the Community Reinvestment Act.
This policy would reduce lending, investments and services in low-income communities."
Rachquel Clark