Federal Deposit
Insurance Corporation

From: NOLLSNOOK@aol.com [mailto:NOLLSNOOK@aol.com]
Sent: Thursday, October 14, 2004 12:54 PM
To: Comments
Subject: RIN number 3064-AC50 in

The current CRA requirements for all banks have generated untold funds that have rehabilitated America’s neighborhoods and created new affordable housing. To change the rules to allow banks with assets over $250 million to be treated in a manner similar to smaller banks is to relieve those that have received the greatest benefit to be less responsible . That is not acceptable. They should have different, higher touchstones for CRA compliance

Art Noll