Federal Deposit
Insurance Corporation

From: Awilda DeLaCerda [mailto:adeLacerda@BICKERDIKE.ORG]
Sent: Thursday, October 14, 2004 10:22 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC’s proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services to low-income communities.

Awilda DeLaCerda
Human Resource Manager
Bickerdike Redevelopment Corporation
2550 W. North Ave.