Federal Deposit
Insurance Corporation

From: April Phillips [mailto:aphillips@cityofanderson.com]
Sent: Thursday, October 14, 2004 9:18 AM
To: Comments
Subject: CRA

"I oppose the FDIC's proposal to allow banks with assets above $250 million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services in low-income
communities."

Respectfully,

April K. Phillips
City of Anderson
120 East 8th Street
Anderson, IN 46016