Federal Deposit
Insurance Corporation

From: Steven Gordon [mailto:Steven.Gordon@dhcd.virginia.gov]
Sent: Thursday, October 14, 2004 9:21 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Steven Gordon
Program Administrator
Virginia Department of Housing and Community Development
501 North 2nd Street
Richmond, VA 23219