Federal Deposit
Insurance Corporation

Project SOAR of NE Minnesota

From: Rebecca Ellenson [mailto:rellenson@projectsoar.org]
Sent: Thursday, October 14, 2004 9:29 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I am the director of a small 501 c 3 organization in Duluth Minnesota and have been actively working as a volunteer for 10 years in this community to improve the lives of low-income individuals. I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Rebecca Ellenson
Executive Director
Project SOAR of NE Minnesota
205 W. 2nd St.
Duluth, MN 55802