Federal Deposit
Insurance Corporation

From: Douglas Greenfeld [mailto:Douglas@jcnj.org]
Sent: Wednesday, October 13, 2004 4:15 PM
To: Comments
Subject: Opposed to proposal

I oppose the FDIC's proposal to allow banks with assets above $250
million to be examined as small banks under the Community Reinvestment Act.
This policy would reduce lending, investments and services in low-income
communities