Federal Deposit
Insurance Corporation

From: Kelly McDevitt [mailto:mcdevitt@TCHDC.org]
Sent: Wednesday, October 13, 2004 4:20 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Kelly Rikansrud
4127 Pleasant Avenue
Minneapolis, MN 55409