Federal Deposit
Insurance Corporation

From: Mike Meehan [mailto:Mike.Meehan@Seattle.Gov]
Sent: Wednesday, October 13, 2004 4:36 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities. I have personal experience with the benefits of the CRA here in Seattle and I believe it to be a valuable and necessary program. Thank you for your consideration of this matter.

Captain Michael K. Meehan
Seattle Police Department
1519 12th Ave E.
Seattle, WA 98122-3907
(206) 684-4333 / Fax: (206) 684-4112
Mike.Meehan@Seattle.gov