Federal Deposit
Insurance Corporation

From: GBetor@aol.com [mailto:GBetor@aol.com]
Sent: Wednesday, October 13, 2004 4:38 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I strongly oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities. CRA has proven to be an effective method of providing much needed funding for low and moderate income housing. Please do not weaken it in any manner.

Gregory Alden Betor
4201 Butterworth Place, NW
#119
Washington, DC 20016