Federal Deposit
Insurance Corporation

From: Orlando Newkirk [mailto:orlandonewkirk@comcast.net]
Sent: Wednesday, October 13, 2004 4:39 PM
To: Comments
Subject: SPAM::Community Reinvestment -- RIN 3064-AC50

"I oppose the FDIC's proposal to allow banks with assets above $250
million to be examined as small banks under the Community Reinvestment
Act. This policy would reduce lending, investments and services in
low-income communities."