Federal Deposit
Insurance Corporation

From: Cathi [mailto:fishlabs@bellsouth.net]
Sent: Wednesday, October 13, 2004 5:07 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. Enforcement of the CRA has led to increased opportunities for affordable housing. As we are facing an affordable housing crisis, I do not believe that this is the right time to stop strict enforcement of CRA regulations.

Thank you for considering this comment,

Cathianne Watkins
1550 Calls Creek Circle
Watkinsville, GA 30677