Federal Deposit
Insurance Corporation

From: Anne Huberman [mailto:huberman@canisius.edu]
Sent: Wednesday, October 13, 2004 5:09 PM
To: Comments
Subject: SPAM::Community Reinvestment 12 CFR Part 345

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Anne Huberman
303 Highland Avenue
Buffalo, NY 14222-1750