Federal Deposit
Insurance Corporation

From: Pleasant City Faith-Based [mailto:pleasantcity@hotmail.com]
Sent: Wednesday, October 13, 2004 8:38 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

To Whom It May Concern:

We oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Sincerely,

Reverend Randy Hightower, President
Pleasant City Faith Based Community Development Initiative, Inc.
West Palm Beach, FL