Federal Deposit
Insurance Corporation

From: Joanne M Wilson [mailto:sjassociates@comcast.net]
Sent: Wednesday, October 13, 2004 5:47 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities. The CRA works, why change it?

Joanne M Wilson
141 Memorial Parkway # 126
Randolph MA 02368
781-961-9485 (v)
781-963-7017 (f)