Federal Deposit
Insurance Corporation

From: tfebo@comcast.net [mailto:tfebo@comcast.net]
Sent: Wednesday, October 13, 2004 5:32 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities. Banks are pillars of their communities, and we cannot risk anything to take away that support.

Teresa Febo
47 Walsh Street #2
Framingham, MA 01701