Federal Deposit
Insurance Corporation

From: Derek Kuykendall [mailto:DerKuy@lakewood.org]
Sent: Wednesday, October 13, 2004 5:56 PM
To: Comments
Subject: CRA proposed rule

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Derek Kuykendall
Self-Sufficiency Supervisor
Lakewood Housing & Family Services
(303) 987-7762