Federal Deposit
Insurance Corporation

From: Scott Robbins [mailto:ScottR@mercyhousing.org]
Sent: Wednesday, October 13, 2004 6:02 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Thank you for your consideration.

Scott Robbins
Sr. Technical Assistance Specialist
Mercy Housing, Inc.
1999 Broadway, Suite 1000
Denver, CO 80202