Federal Deposit
Insurance Corporation

From: Mary Mulligan [mailto:mmulligan@ci.gary.in.us]
Sent: Wednesday, October 13, 2004 6:27 PM
To: Comments
Subject: RIN #3064-AC50

I oppose the FDIC’s proposal to allow large banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy will exacerbate and continue to promote discriminatory practices of reduced lending, investments and services in people-of-color and low-income communities.

Ms. Mary Mulligan
Gary, Indiana