From: Joe Fitzpatrick [mailto:joef@debelius.com]
Sent: Wednesday, October 13, 2004 6:51 PM
To: Comments
Subject: RIN # 3064-AC50
Dear Sir or Madam:
I oppose the FDIC's proposal to allow banks with assets above $250 million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services in low-income
communities, which are the areas that typically are most in need of this
service. It seems to have worked well in past, and to increase the limit as
proposed would only result in decreased availability of these types of
loans.
E. Joseph Fitzpatrick, Jr. Esq.
Clifford, Debelius, Crawford,
Bonifant & Fitzpatrick, Chtd.
320 East Diamond Ave.
Gaithersburg, MD 20877
301 840 2232 phone
301 975 9829 fax
