Federal Deposit
Insurance Corporation

From: nehemiah.housing [mailto:nehemiah.housing@snet.net]
Sent: Wednesday, October 13, 2004 7:16 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

Dear FDIC Regulators,

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Michael Taylor
Executive Director
Nehemiah Housing Corp
33 Ferry Street
Middletown, CT 06457
Ph 860-347-7362
Fax 860-704-8533