Federal Deposit
Insurance Corporation

From: D Fox [mailto:lcwfox@yahoo.com]
Sent: Wednesday, October 13, 2004 8:24 PM
To: Comments
Subject: 12 CFR Part 345

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities."

Deb Fox
Director of Real Estate Development
Lawrence CommunityWorks
60 Island Street
Lawrence Ma 01840
978-685-3115 ext 18
fax 978-683-3946