Federal Deposit
Insurance Corporation

From: Muhammed Chaudhry [mailto:muhammed@fmefoundation.org]
Sent: Wednesday, October 13, 2004 11:09 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Muhammed A. Chaudhry
Executive Director
Franklin McKinley Education Foundation

1702 McLaughlin Ave.
San Jose, CA 95122

(408) 283-6192 O
(408) 293-3071 F