From: stephen@vandivere.net [mailto:stephen@vandivere.net]
Sent: Wednesday, September 15, 2004 4:43 PM
To: Comments
Subject: SPAM::RE: RIN 3064-AC50
name: Stephen Vandivere
address: 13825 Baywood Ct
city_st: Centreville, VA
zipcode: 20120-1747
I strongly oppose the proposed rule changes in the Community
Reinvestment Act (RIN 3064-AC50). This action will harm to rural
communities. : While I admit I have not researched the reasons for the
proposed change, I have read reports from such organizations as Oxfam
that, at least in other countries, microloans to poor people have one of
the highest payback records.
I cannot imagine why the existing Community Reinvestment Act should
be changed.