From: by way of Marty Newell <cra@ruralstrategies.org>
[mailto:Royster@uky.edu]
Sent: Wednesday, September 15, 2004 4:34 PM
To: Comments
Subject: Community Reinvestment - RIN 3064-AC50
name: Wimberly C. Royster
address: 773 Malabu Dr
city_st: Lexington,Ky
zipcode: 40502
I strongly oppose the proposed rule changes in the Community
Reinvestment Act (RIN 3064-AC50). This action will do harm to rural
communities. : I have spent 10 years in trying to improve educational
and economical conditions in central Appalachia. The rule changes in the
CRA act will further permit low socioeconomic status .Many of these
people are trying to pull themselves up by their bootstraps. They need
help and the changes permits the financial sector(namely banks) cut back
on the much needed assistance.