From: David C. Montgomery [mailto:David.C.Montgomery@Dartmouth.EDU]
Sent: Thursday, September 16, 2004 11:44 AM
To: Comments
Subject: RIN 3064-AC50, Community Reinvestment
Gentlemen/Ladies:
I want to go on record as opposing the proposed change to exclude
banks below $1 billion in assetts from a demanding CRA examination. It
is essential to keep from allowing the poor to be made even poorer just
because somebody thinks he can get away with it. People of low income
need access to credit as much or more than anyone else, and maximizing
bank profits should not take precedence over this need. Without a
rigorous CRA examination, medium-sized banks can become even more
profit-driven than they are now.
Yours sincerely,
David Montgomery
P.O. Box 190
Hanover, NH 03755
