From: Mary Patoka [mailto:mpatoka@capmail.org]
Sent: Wednesday, September 15, 2004 5:21 PM
To: Comments
Subject: SPAM::RIN 3064-AC50
Good Day,
Re RIN 3064-AC50:
I just today returned from a conference in St. Paul entitled "Grassroots
and Groundwork: Practical Strategies for Reducing Poverty and Rebuilding
Communities." One recurring theme during the conference was the lack of
a thoughtful and comprehensive rural agenda at the federal level. The
Community Reinvestment Act has been one strategy that made could have a
positive impact on low income individuals and communities. The porposed
rule changes will only serve to undermine rural communities. I strongly
oppose changing the regulations.