From: Antonia Bullard [mailto:tanda@willex.com]
Sent: Wednesday, September 15, 2004 8:27 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
Please do not make the proposed changes to the CRA. These would be
devastating for the community development needs of rural communities,
which
have been sorely hit by the loss of capital brought on by the migration
of
banking to major urban centers and other states .
Thurston Clarke
406 Point Road
Willsboro, NY 12996