From: rick.bialac@gcsu.edu [mailto:rick.bialac@gcsu.edu]
Sent: Thursday, September 16, 2004 1:00 AM
To: Comments
Cc: Harold Tessendorf
Subject: Re: RIN 3064-AC50
Robert E. Feldman
Executive Secretary
Attention: Comments/Legal ISS
Federal Deposit Insurance Corporation
550 17th Street, NW
Washington, DC 20429-9990.
Re: RIN 3064-AC50
Gentlemen Re RIN 3064-AC50:
I strongly oppose the proposed rule changing the
Community Reinvestment Act regulations. Milledgeville is served only
by small rural banks. The closest Bank of America is 45 miles away.
Only BBT which has 2 brnches is closer. We rely on local banks
toassist organizations like Habitat for Humanity help people obtain
affordable housing. Revising the CRA will really undermine rural
communities. Please do not adopt this rule.
Rick Bialac, Professor of Information Systems
Georgia College & State University
Milledgeville GA 31061