From: Ginny Tranchik [mailto:vtranchik@yahoo.com]
Sent: Thursday, September 16, 2004 4:41 PM
To: Comments
Subject: SPAM::FDIC 12 CFR Part 345 RIN number 3064-AC50
I oppose the FDIC's proposal to allow banks with
assets above $250 million to be examined as small
banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services
in low-income communities.