From: Carlisle Spencer [mailto:carlisle.spencer@wildapple.com]
Sent: Wednesday, September 08, 2004 4:41 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
I live in Vermont, I object to the present plan of the Bush
administration to allow banks with asssets of $1 billion to be exempted
from the Community Reinvestment rules RIN 3064-AC50.
If this happens there are no Banks in the state I live in the would
have to reinvest in the commuity.
Thank you for your time
Carlisle Spencer
5693 Rush Meadow Rd
West Windsor VT 05089