The Citizens Bank
14505 Market St.
Moulton, Al. 35650
Leneta G. Gregorie
Legal Division, Room MB-3082
Federal Deposit Insurance Corporation
550 17th Street, NW.,
Washington, D. C. 20429
Re: Proposed Charges to Community Reinvestment Act
As a small bank, in a rural community, any change to Regulations that
would improve the Regulatory Burden would be greatly appreciated. The
specific part of the proposal to change small banks to assets of less
than $500 million without regard to holding companies assets would be a
tremendous help to small banks across the country.
It would be a nice change to not have a Regulation completely
re-worked for the changes that are being proposed.