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FDIC Consumer News

FDIC Consumer News is the FDIC's monthly newsletter to consumers, providing practical guidance on how to become a smarter, safer user of financial services, including helpful hints, quick tips, and common-sense strategies to protect and stretch your hard-earned dollars.

Last Updated: July 5, 2024
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July 2024

Is Your Bank Branch Relocating or Closing?

Is your bank branch closing, perhaps relocating, or maybe your bank is merging with another bank? You may need to decide whether the upcoming change will still meet your banking needs. Read “Thinking About Moving to Another Bank?” for helpful tips on making this decision. Here are options to consider.

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Most Recent Consumer News Articles

Is Your Bank Branch Relocating or Closing? Money Management July 2024 branch, closing, relocating, bank, merging, merger, waive, fees, notices, visible, location, insured, coverage, deposit, insurance, grace, period
Banking With Third-Party Apps Online Banking June 2024 fintech, technology, applications, mobile, fake, banks, apps, nonbank, online, FDIC-insured bank, full faith, pass-through, websites
Your Business, Your Deposits Small Business May 2024 business, clients, expenses, day-to-day, operations, expanding, customers, payments, fees, funds, availability, ransomware, phishing, smishing, vishing, robocall,
Travel Tips: Bon Voyage Money Management April 2024 travels, vacation, finances, journey, trip, transit, foreign, country, transaction fees, destination, currency, exchange, rate, passport, traveler, robbers, thieves, pickpockets, alert, hotel, airports, cash-advance
Thinking About Moving to Another Bank? Financial Planning March 2024 moving, switch, compare, benefits, short-term promotional, direct, deposits, transferred, avoid, overdrafts, late fees, impostor, scams, fake banks
Don’t Get Schooled, Get Educated on Student Loans Young Adults February 2024 school, university, universities, college, educate, education, student, loans, graduate, degrees, diplomas, eligibility, grants, scholarships, fafsa, youth, aid
Starting Small Can Lead to Big Savings Saving Money January 2024 savings, debt, student, loans, emergency, fund, paycheck, expenses, direct-deposit, tax-advantaged, contributions, compound interest, IRA, Individual Retirement Accounts, Bonds, hsa
Older Adults Helping Relatives Through Financial Support Seniors and Caregivers December 2023 older, adults, relatives, financial, support, empowered, scams, fraud, help, cosigning, loan, educating, grandchild, grandchildren, college, tax-advantaged 529 plan, coverdell, education, imposter, check washing
Shopping for a Certificate of Deposit? Deposit Accounts November 2023 certificate, deposit, account, scams, CDs, term, fixed-rate, broker, brokers, accrued, interest, market, index, indices, lock-in, fraud
Scammers and Fake Banks Scams and Fraud October 2023 scam, fraud, scammers, fake, banks, pretend, phishing, legitimate, websites, malware, real fdic-insured bank, insurance
Fraud Against the Elderly Seniors and Caregivers September 2023 senior citizens, social, security, numbers, checkbook, elder, fraud, older, adults, elderly, scam, scammers, abuse
Credit Cards for Young Adults Young Adults August 2023 credit, cards, young, fine, print, annual percentage rate, APR, variable, interest, rate, index, promotional, limit, balance, budget, federal, student, aid
Is My Money Insured by the FDIC? Deposit Insurance July 2023 Deposit, insurance, nonbank, pass-through, fiduciary, fake, apps, scams, Scammers, malware, ransom, fraudulent
Understanding Appraisals and Why They Matter Mortgages June 2023 equity, refinance, appraisal, lender, mortgage, loan, valuation, fair, market, value
Need a Loan for Your New Small Business? Small Business May 2023 borrow, employees, small business administration, sba, loan, working capital, microloan, revenue, corporation, partnership, or unincorporated association, funding, IRS, self-employed
Your First Job? Young Adults April 2023 teens, young-adults, kids, child, children, students, minimum-account-balance, overdraft, compound, interest, budget, proactive
Financial Empowerment and Inclusion Money Management March 2023 Financial disability, accommodations, disabilities, digital, accessibility, exploitation, empowered, caretakers, Achieving a Better Life Experience, ABLE
Tax Refund Time! Money Management February 2023 tax refund, federal taxes, prepaid, IRS, internal revenue service, overdraft, nonsufficient, funds, low-interest, loans
Credit Card Checks and Cash Advances Credit Cards January 2023 convenience, checks, card, balances, purchases, interest rate, fees, cash, advance, transaction, fee, percentage, percent, issuer
Avoid Scams While Shopping Online for Bargains Scams and Fraud December 2022 scams, malicious, cybersecurity, cisa, ransomware, malware, encrypt, scammers, holiday, travel, gifts, fake, unsolicited emails, unsecure, encryption, phishing, smishing, vishing
Servicemembers on the Move Financial Planning November 2022 military, active duty members, reservists, Army, Navy, Air Force, Marines, Marine Corps, Coast Guard, servicemembers, Servicemembers Civil Relief Act, SCRA, Military Lending Act, MLA, relocation, station
Would You Like Some Financial Privacy? Financial Disclosures October 2022 financial, privacy, sharing, notices, notice, nonpublic, personal, information, affiliated, non-affiliates, controlled, opt out, joint, marketing, agreement, prescreened, credit, offers, identity, theft
Banking on the Environment Banking and Bill Paying September 2022 environment, carbon emissions, energy, green, footprint, electronically, electronic, eStatements, trees, digital, remotely, hybrid, fuel-efficient, tax incentives
The Importance of Deposit Insurance and Understanding Your Coverage Deposit Insurance August 2022 Deposit, insurance, confidence, covered, coverage, insured, Certificates of Deposit, CDs, Stocks, investments, Annuities, securities, Crypto assets
Saying “I Do” to Sharing Finances Money Management July 2022 married, marriage, significant other, partner, couple, relationship, love, husband, wife, combining finances, sharing finances
Applying for Your First Mortgage Loan Mortgages June 2022 Mortgages, loan, debt, lenders, home, homeowner, conventional, government-guaranteed, FHA
Thinking About Buying your First House? Mortgages June 2022 Mortgages, house, Credit, Score, Transunion, Experian, Equifax, debt-to-income, HUD, loan, debt, lenders, home, homeowner
Your Small Business Deserves Big Support Small Business May 2022 small, business, tax, contactless, customers, clients, Small Business Administration, SBA
Smart Money Management for Young Adults Young Adults April 2022 paycheck, youth, young, waiver, custodian, parent, guardian, minor, noncustodial, passwords, capture, RDC, phishing, smishing, vishing, robocalls
Economic Inclusion Money Management March 2022 financial education, insured, insurance, overdraft, non-sufficient funds, nsf, mortgage, credit, small, business, entrepreneurs
Save, Organize, and Streamline Your Finances Saving Money February 2022 organize, Streamline, savings, save, GetBanked, merchants, mobile banking, money-management software, tax refund, child income tax credit
Saving for Retirement Money Management January 2022 retirement, saving, savings, aarp, deposit, insurance, coverage, social, security, benefits, medical, emergency, brokerage, safe, deposit, box, mortgage, pension
Overdraft and Account Fees Deposit Accounts December 2021 overdraft, disclosure, schedule, maintenance, automated teller machine, opt-in, debit card, overdraws, savings, nsf fees, automated clearing house, ach, declined, budget, waive
Credit Cards Credit Cards November 2021 credit cards, save money, fees, budget, debt, fraud, annual percentage, APRs, identity theft, issuer, phishing, smishing, vishing, scams, scammers, fraudsters, secure, stolen, lost
Avoiding Scams and Scammers Scams and Fraud October 2021 malicious website, cyber threats, cybersecurity, cisa, operating systems (oss), money mules, online dating, romance, impostor, foreclosure, ransomware, malware, encrypt, scammers
What to Do When Facing a Natural Disaster Financial Planning September 2021 disaster, flood, severe storm, fire, damage, birth certificate, insurance policy, medical, health records, evacuation, Digital storage, Safe deposit box, FEMA, catastrophic event, scams, fraud
Difficulties Making Your Mortgage Payments? Mortgages Special Edition 2021 mortgage payments, lender, forbearance, Homeowner Assistance Fund (HAF), state’s housing finance agency (HFA), CARES Act, Coronavirus Aid
Credit Reports and Credit Scores Credit Reporting August 2021 credit building, credit history, credit scores, co-signer, credit reporting, secured, pay-off debt, Equifax, TransUnion, Experian, credit reporting agencies,
Financial Success While in the Military Money Management July 2021 military, active duty members, reservists, Army, Navy, Air Force, Marines, Marine Corps, Coast Guard, servicemembers, Servicemembers Civil Relief Act, SCRA, Military Lending Act, MLA
Money Management for Youth Money and Youth June 2021 money management, youth, open a bank account, bank fees, mobile banking, students, spending, budgeting, and saving money
Take a New Look at Your Money Habits Financial Planning May 2021 reporting, payments, pay down, debt, savings, organized, protect, habits
It’s Time to #GetBanked Opening a Bank Account April 2021 deposit account, banking, social distancing, mobile, deposit insurance, certified account, electronic banking, opening bank accounts
COVID-19 One Year Later Online Banking March 2021 money, safe, social distancing, mobile, banking, EDIE, difficulty, covid, coronavirus, deposit insurance, pandemic, electronic banking
Getting Beyond the Tough Times Financial Planning February 2021 financial planning, budget, taxes, expenses
Start the New Year in the Know Financial Disclosures January 2021 financial disclosures, finances, loan disclosures, privacy disclosures, credit report, deposit disclosures
How to Find a Long Lost Bank Account or Safe Deposit Box Unclaimed Property December 2020 lost money, unclaimed funds, unclaimed property, scams
Banking With Apps Online Banking November 2020 online banking, apps, scams
Beware, It’s a Scam! Scams and Fraud October 2020 scam, scammers, phishing, smishing, vishing, fraud, imposter, sudden riches, online auction
Teaching Children About Money Now, Pays Dividends Later Money and Youth September 2020 teach, children, family, shopping, reading, playing, financial education, educational resources, money smart, budget savings
Prepare Your Finances to Weather the Storm Financial Planning August 2020 flood, disaster, insurance, coverage, residential, commercial, expiration
Working Through Financial Difficulty Banking and Bill Paying July 2020 budgetary setbacks, credit counselors, paying late, skipping payments, forbearance
No Cash Payments? Now What? Online Banking June 2020 digital, economy, prepaid cards, reloadable, payroll card, college ID, gift card, mobile, online
Wondering If Your Deposits Are Fully Insured? Deposit Insurance May 2020 deposit insurance, EDIE, category, 
Is Digital Banking for Me? Online Banking April 2020 options, features, brick and mortar, computer, online, legitimate, fraud
COVID-19 and Your Financial Health Online Banking March 2020 money, safe, social distancing, mobile, banking, EDIE, difficulty
Scammers Pretending to be the FDIC Scams and Fraud March 2020 imposters, fraud, channels, official, unsolicited, confidential
How Does the FDIC Protect Consumers? About FDIC February 2020 deposit insurance, product types, fail, bank,
Thinking About Upcoming College Expenses? Young Adults January 2020 planning, free, application, government, grants, scholarships, work-study
What You Should Know About Gift Cards Scams and Fraud December 2019 protection, expire, fees, scams, register, fine print
Business Cents: Making sense of small business expenses Small Business November 2019 deposit, protection, payments, introductory, interest, loans
Banking at the Speed of Technology Online Banking October 2019 mobile, devices, secure, apps, alerts, downloading, unsolicited
Is the Money on My Prepaid Card FDIC-Insured? Deposit Insurance September 2019 protect, registered, eligible, titled, card issuer, owners, lost
Beware of Fake Checks Scams and Fraud August 2019 scams, cash, deposit, lottery, sudden riches, online auctions, overpayment, employment, spot,
Youth Money Management Goes Hand-in-Hand With Youth Employment Young Adults May 2019 bank account, statements, savings, interest, budget, mobile banking
Protecting Seniors from Financial Abuse Seniors and Caregivers April 2019 records, organized, exploited, scams, signs, victim, protection, minimize
Rewards Cards - Minimize the Pitfalls, Maximize the Benefits Credit Cards March 2019 value, spending, redeem, partners, volume, bonus, APR, interest, balance transfers
America Saves Week - Top Five Savings Ideas from the Consumer News Saving Money February 2019 money, disabilities, steps, protecting, tax refund
Considering Buying a New Vehicle? Know This! Various Loans February 2019 budget, spend, cost, credit scores, loan costs, pre-approval, co-signers
Tax Season and Your Refund Options Financial Planning January 2019 deposited, electronically, prepaid card, scams, savings, credit card
Time to Take a New Look at Your Money Habits Financial Planning December 2018 pay down, debt, savings, organized, protect
Shopping Online During the Holidays? Online Banking November 2018 protect, scams, fake, app, website, links, unsecured, sensitive, 
What You Need to Know About Credit and Debit Card Billing Issues Financial Disclosures October 2018 PIN, stolen, lost, unauthorized, transactions, protect, liability
Savings Are Great for Short-Term Goals Too Saving Money September 2018 traditional, account, holiday club, money market, certificate, compare, interest rates
Finance 101 Young Adults August 2018 budget, hardship, research, account balance, credit, savings