Page Redirection


		Home > Regulation & Examinations > Bank Examinations > Risk Management Manual of Examination Policies

Risk Management Manual of Examination Policies

Section TOC | Manual Home | Manual Index | Previous | Next

Section 17.1 - Bank of Anytown-Report of Examination

Comparative Statements of Financial Condition

99999

Comparative Statements of Financial Condition
	06/30/2004	12/31/2003
ASSETS
Total Loans and Leases	53,931	55,545
Less: Allowance for Loan & Lease Losses	1,979	1,748
Loans and Leases (net)	51,952	53,797
Interest-Bearing Balances	20
Federal Funds Sold and Securities Purchased Under Agreements to Resell	4,000	9,100
Trading Account Assets
Securities: Held-to-Maturity (at Amortized Cost)	2,787	5,993
Available-for-Sale (at Fair Value)	10,888
Total Earning Assets	69,647	68,890
Cash and Noninterest-Bearing Balances	5,895	4,743
Premises and Fixed Assets	2,530	2,709
Other Real Estate Owned	1,225	690
Intangible Assets
Other Assets	1,307	1,175
TOTAL ASSETS	80,604	78,207
LIABILITIES
Deposits	67,815	66,221
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	441	516
Other Borrowed Money	5,857	5,136
Other Liabilities	301	307
Subordinated Notes and Debentures
Total Liabilities	74,414	72,180
Minority Interest in Consolidated Subsidiaries
EQUITY CAPITAL
Perpetual Preferred Stock
Common Equity Capital Includes net unrealized holding gains (losses) on available-for-sale securities.	6,190	6,027
Other Equity Capital
Total Equity Capital	6,190	6,027
TOTAL LIABILITIES, MINORITY INTERESTS, AND EQUITY CAPITAL	80,604	78,207
OFF-BALANCE SHEET ITEMS
Unused Commitments	4,333	5,893
Letters of Credit	209	824
Other Off-Balance Sheet Items
Other Derivative Contracts
Appreciation (Depreciation) in Held-to-Maturity Securities	56
Footnotes:

Last Updated 03/04/2005

Federal Deposit
Insurance Corporation