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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Bank Financial Reports

Important Information for New Call Report Filers

The Central Data Repository


Each institution's Call Report data must be submitted to the FFIEC's Central Data Repository (CDR), an Internet-based system for data collection athttps://cdr.ffiec.gov/cdr/. The CDR is a secure Internet-based system developed jointly by the agencies to collect, validate, manage, and distribute financial institution data.

Instructions for accessing the CDR are available at https://cdr.ffiec.gov/CDR/. From the CDR Web site, click on "Help" in the top right corner, and follow the instructions provided for financial institutions. Technical assistance with CDR account enrollment is available through the CDR Help Desk:

Hours of Operation: 9:00 am - 8:00 pm (ET)
Phone: 1-888-CDR-3111
Fax: 1-703-774-3946
E-mail: CDR.Help@FFIEC.GOV

Call Report Software


Most institutions utilize Call Report software to prepare and submit the Call Report to the CDR. A list of software vendors that meet the technical specifications and data validation requirements for the CDR appears on the last page of the Call Report Supplemental Instructions each quarter.

Call Report Submission Guidelines


Electronic submission of an institution's Call Report is considered timely if it is received no later than the filing deadline, and the report passes validity edits and quality edits or, where necessary, contains explanatory comments prepared in accordance with the "Guidelines for Resolving Edits" published on the FFIEC's Web site at http://www.ffiec.gov/find/documents/resolvingedits.pdf.

Once a Call Report has been submitted to the CDR, the institution will promptly receive an e-mail notification indicating that the Call Report has been submitted and will then receive an e-mail notification indicating that the report has been accepted or rejected. Edit checks are automatically run against the data to verify its validity and quality. If the Call Report is rejected, the institution will be provided reason(s) for the rejection. The institution is then required to provide explanations or amend data, and resubmit the Call Report.

Amended Call Reports are submitted in the same manner as original submissions and may be submitted at any time to correct reporting errors. Amendments may also be requested by your Call Report Analyst to resolve edit exceptions or by examiners as part of examination activities. Refer to "Amended Reports" in the Call Report General Instructions for additional information.

Institutions are required to maintain in their files a signed and attested hard-copy record of the Call Report data file submitted to the CDR. A copy of the cover page printed from Call Report software or from the FFIEC's Web site should be used to fulfill the signature and attestation requirement. The signed cover page should be attached to the hard-copy record of the Call Report data file that must be placed in the institution's files.

Call Report Assistance


For specific reporting questions, institutions should contact their assigned Call Report Analyst. Institutions unsure of their assigned analyst may contact the FDIC's Data Collection and Analysis Section by telephone at (800) 688-FDIC (3342).

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