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6500 - Consumer Financial Protection Bureau


Appendix N to Part 1022—Notice of User Responsibilities

The prescribed form for this disclosure is a separate document that is substantially similar to the Bureau's notice with all information clearly and prominently displayed. Consumer reporting agencies may limit the disclosure to only those items that they know are relevant to the user that will receive the notice.

 

 

 

 

 

 

 

 

 

[Codified to 12 C.F.R. Part 1022, Appendix N]

[Source: 77 FR 67754, Nov. 14, 2012]

APPENDIX O TO PART 1022—
REASONABLE CHARGES FOR CERTAIN DISCLOSURES

Section 612(f) of the FCRA, 15 U.S.C. 1681j(f), directs the Bureau to increase the maximum allowable charge a consumer reporting agency may impose for making a disclosure to the consumer pursuant to section 609 of the FCRA, 15 U.S.C. 1681g, on January 1 of each year, based proportionally on changes in the Consumer Price Index, with fractional changes rounded to the nearest fifty cents. The Bureau will publish notice of the maximum allowable charge each year by amending this appendix. For calendar year 2019, the maximum allowable charge is $12.50. For historical purposes:

1.  For calendar year 2012, the maximum allowable disclosure charge was $11.50.

2.  For calendar year 2013, the maximum allowable disclosure charge was $11.50.

3.  For calendar year 2014, the maximum allowable disclosure charge was $11.50.

4.  For calendar year 2015, the maximum allowable disclosure charge was $12.00.

5.  For calendar year 2016, the maximum allowable disclosure charge was $12.00.

6.  For calendar year 2017, the maximum allowable disclosure charge was $12.00.

7.  For calendar year 2018, the maximum allowable disclosure charge was $12.00.

8.  For calendar year 2019, the maximum allowable disclosure charge is $12.50.

[Codified to 12 C.F.R. Part 1022, Appendix O]

[Source: Part 1022, Appendix O, added at 84 Fed. Reg. at 517, January 31, 2019]


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