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6500 - Consumer Financial Protection Bureau
Appendix N to Part 1022—Notice of User Responsibilities
The prescribed form for this disclosure is a separate document that
is substantially similar to the Bureau's notice with all
information clearly and prominently displayed. Consumer reporting
agencies may limit the disclosure to only those items that they know
are relevant to the user that will receive the
notice.
[Codified to 12 C.F.R. Part 1022, Appendix N]
[Source: 77 FR 67754, Nov. 14, 2012]
APPENDIX O TO PART 1022—
REASONABLE CHARGES FOR CERTAIN
DISCLOSURES
Section 612(f) of the FCRA, 15 U.S.C. 1681j(f), directs the Bureau to increase the maximum allowable charge a consumer reporting agency may impose for making a disclosure to the consumer pursuant to section 609 of the FCRA, 15 U.S.C. 1681g, on January 1 of each year, based proportionally on changes in the Consumer Price Index, with fractional changes rounded to the nearest fifty cents. The Bureau will publish notice of the maximum allowable charge each year by amending this appendix. For calendar year 2021, the maximum allowable charge is $13.00. For historical purposes:
1. For calendar year 2012, the maximum allowable disclosure charge was $11.50.
2. For calendar year 2013, the maximum allowable disclosure charge was $11.50.
3. For calendar year 2014, the maximum allowable disclosure charge was $11.50.
4. For calendar year 2015, the maximum allowable disclosure charge was $12.00.
5. For calendar year 2016, the maximum allowable disclosure charge was $12.00.
6. For calendar year 2017, the maximum allowable disclosure charge was $12.00.
7. For calendar year 2018, the maximum allowable disclosure charge was $12.00.
8. For calendar year 2019, the maximum allowable disclosure charge was $12.50.
9. For calendar year 2020, the maximum allowable disclosure charge was $12.50.
10. For calendar year 2021, the maximum allowable disclosure charge is $13.00.
[Codified to 12 C.F.R. Part 1022, Appendix O]
[Appendix O to Part 1022 added at 84 Fed. Reg. 517, January 31, 2019; amended at 84 Fed. Reg. 65281, November 27, 2019; 85 Fed. Reg. 83750, December 23, 2020, effective January 1, 2021]
