Federal Deposit
Insurance Corporation

From: Bryan Ward [mailto:wardism1@citynet.net]
Sent: Wednesday, October 20, 2004 2:32 PM
To: Comments
Subject: SPAM::Withdraw proposed change to CRA (RIN 3064-AC50)

Wednesday, October 20, 2004

The Honorable FDIC Comments Center

Dear FDIC Comments Center,

As a concerned citizen, I urge you to withdraw your proposed changes to the
Community Reinvestment Act regulations (RIN 3064-AC50). CRA has been instrumental
in increasing homeownership and economic development. This action will harm our
communities.<p>

Bryan Ward
POB 285
Capon Bridge, WV 26711